Whether you call it Chemin de Fer, Punto Banco or Online Baccarat, it remains one of the most illustrious table games. Before the table game was made famous by James Bond, it was discovered by the Italians in the 15th century. Baccarat is popular among Aussie gamblers as it is known for its simplicity and ability to attract the high rollers both in land-based and online casinos. Aside from being high rollers, baccarat players at land-based casinos distinguish themselves by playing this casino game in a separate room. So, how do online casinos give these players a similar experience? Read on as we discuss what is online baccarat, how to play baccarat online and provide you with the best online baccarat casinos.

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What is Online Baccarat?

Playing baccarat online in Australian online gambling sites is similar to playing baccarat in land-based casinos. However, online you have the advantage of playing wherever and whenever you want to; plus, you can expect higher baccarat online payouts. While the payouts maybe be higher, the game like all casino games has a house edge. The house edge is at times determined by the size of your real money wager. In addition, by choosing to play online baccarat, you will have the chance to play free online baccarat! Due to all the reasons above, the game is so popular among Australian online casino players.

The traditional table game rules are carried through online. In fact, online the casino game is played using a standard card deck, between two hands. The objective of the casino game is to be holding the hand that has a total value of 9. Alternatively, to have the hand that is closest to 9, but certainly not the hand that equals to zero. Fun fact – the word baccarat is Italian for the number zero. A hand that equals to zero is a losing hand subsequently, the hand that totals 9 is the winning hand.

When playing online baccarat for real money, you will play against the banker; the outcome of the game can be any one of the following three:

  • You have the higher score
  • The banker has the higher score
  • Or, you and the banker tie

online baccarat

Online Baccarat Variants

While Punto Banco, Chemin de Fer and Baccarat Banque are used interchangeably with the game baccarat, there are significant differences. We could even go as far as saying that they are variations of the table game. Let’s let at the differences:

Punto Banco

By far the most popular variation of baccarat online down under is Punto Banco. The variant is played with four to six decks of cards, excluding the jokers. Big Punto Banco tables can accommodate up to 14 gamblers. Only the croupier or banker will be able to shuffle the cards. However, each player will get a chance to deal a hand, this happens in a clockwise direction. In this version, your choices are limited by the cards you are dealt.

Chemin de Fer

Chemin de Fer is affectionately known as ‘Chemmy’ and is quicker than Punto Banco. This version reminds the most popular variant in France but has gained popularity among our Aussie gamblers too. In Chemin de Fer cards are dealt face down; contrast to traditional baccarat where cards are dealt face up.

Frequent online baccarat casino players claim that Chemin de Fer is also more interactive than Punto Banco. In addition, this variation allows real money baccarat players to take another card.

Baccarat Banque

In this version the position of the banker is permanent and the winning odds are in favour of the bank.
In addition to the variants above, casino game software providers have created other variations of the table game. For example, Microgaming, at the time of writing, created three spectacular versions. These are Traditional Baccarat, High Limit Baccarat and Baccarat Gold.

Depending on the online casino you choose, you may be able to play free online baccarat no download.

Baccarat Banque

How to Play Real Money Baccarat?

Now that we know the variants available to us and what the game is about, we can discuss online blackjack strategy and the rules.

How to Play: Baccarat Basics

  1. First, you need to place a bet on the banker or a player’s hand.
  2. The player and banker will be dealt two cards, face down.
  3. At this stage, cards are turned over. The hands’ total value is then announced.
  4. The hand that wins the game will be the one that reaches eight or nine points.
  5. Then it’s game over.
  6. A player’s hand will be dealt an additional card if it happens that the hand totals between zero and five points.

Online Baccarat Game Rules:

As discussed above, some variants allow you to draw a third card. The third card can only be draw in the following circumstances:

  • When you don’t have the hand that totals 9 and the banker has three points.
  • When you don’t have the 0, 1, 8 or 9-point cards and the banker has four points.
  • When you don’t have either the six or the seven-point cards, and the banker has six points.

In the following events the third card CANNOT be drawn:

  • When the banker has seven points
  • The banker can’t draw if you have not drawn a third card
  • The hand that wins is the one that is closest to or equals to 9.

Baccarat Strategy and Odds of Baccarat

Just like other online casino games, baccarat has a house edge. As mentioned above, the house edge is sometime dependent on your wagers. Below is a breakdown:

Bet House Edge
Player 1.36%
Banker 1.17%
Tie 14.4%

To cut the odds of the house edge in baccarat is to bet on the banker. Betting on the tie bet won’t boost your bankroll in the long run, and is considered as

Card Values

Baccarat card values

  • Face value = 2 – 9
  • Ace is equivalent to 1
  • J, Q, K respectively are equivalent to 0

To calculate the total of your hand in online casino baccarat, you need to add the value of the cards and drop the 10’s digit. Here is an example: 6+5= 11 which then equals 1.

More so, Australian baccarat sites allow numerous players to bet on the same digital baccarat table. Aussies can bet on the hand of the player, the banker’s or on the possibility that the outcome could be a tie.

The Best Way to Win in Baccarat

Pokies.com has a few baccarat tips for you to note when playing online or live dealer baccarat games. These tips for playing casino online baccarat are that:

  • You should learn and know the game basics for baccarat before you can start playing online baccarat for real money. We, at Pokies.com, recommend that you play baccarat online for free to learn the baccarat game. Thereafter, when you’re comfortable and confident with your free baccarat skills you can go on and play online baccarat real money.
  • Australian online baccarat players should understand the game odds for online baccarat. Above we have mentioned the only three bets that Aussies can place, and also the edge that the house has.
  • The basic version for online baccarat gives gamblers more opportunities to win, and that might be the game that you want to opt for. Live baccarat games which deal with few decks are also the best.
  • The house has 14.4% advantage when it comes to ‘tie’ bets. This is also the highest compared to the player and banker bets. So, with that given, you might want to avoid placing a tie bet, because you are most likely to lose. Rather bet on a banker since it has the lowest house edge compared to them all.
  • Set your budget and stick to it. Never chase losses.

Baccarat Card Game Origins

Baccarat is a casino card game that was created in the 1400s by King Charles VIII in France. It was adopted from the original Italian Baccarat and is enjoyed by many casino players worldwide. For a number of years, the baccarat game was mostly played by high rollers than the average casino gambler. However, this has come to change in the 80s when casinos saw the need to introduce the game to average gamblers by offering casino games such as mini-Baccarat. Mini-Baccarat moves a lot faster than the original baccarat casino game.

Baccarat History
The good news is that with the introduction of baccarat online casinos, anyone can play the original baccarat game online for free or for real money. Free online baccarat and baccarat online real money can be enjoyed at any of our recommended baccarat websites above.

Baccarat Terminology

Baccarat – The term means zero. When the player and the banker’s hands, have the worst hands – it is known as baccarat.

Banco – Spanish meaning for bank

Bankroll – The money a player intends to gamble

Commission – A share that the casino takes for bets made on a winning banker’s hand

Coup – One round of online baccarat

Croupier – Casino representative/ dealer responsible for drawing cards.

House Edge – Refers to the advantage that the casino has over the player.

Mini-Baccarat – A smaller version of the original baccarat game. The table on mini-baccarat accommodates up to seven players at once.

Natural – When the two cards dealt to a player equal to eight or a nine.

Pass – Another term for ‘win’ on online baccarat

Punto – Baccarat player

Standoff – When the player and the banker are both joined in a tie

Shoe – The dealing box, from which cards are dealt

Upcard – Refers to a card which is turned face up

Baccarat FAQs

What is online baccarat?

Online baccarat is the internet version of the traditional baccarat game found at land-based casinos. The game is considered very easy to learn and very fun to play. Aussie players can look forward for the best online baccarat experience at the best baccarat internet casino sites in Australia that are listed above.

What is live dealer baccarat?

Baccarat falls under live dealer games such as blackjack and roulette. Casino live baccarat allows you to play baccarat online on your computer or mobile device; Android, iOS, Blackberry, Windows. However, when you play live dealer online baccarat, you get to feel like you are at a real casino playing with a real casino dealer. Live dealer baccarat is streamed live 24/7, on video and cards are dealt to you by a live baccarat dealer. The same online baccarat rules apply when playing live dealer baccarat games.

Can I play baccarat online for free?

Yes. Baccarat online free games are available at the best Australian baccarat casinos. Our recommended Australian baccarat online casinos offer excellent free baccarat online games.

What is a good hand in online baccarat?

A good hand in baccarat is one which has a value close to nine or totals nine.

Can I bet on someone else’s hand in case they have a better hand than my own?

Yes. Baccarat gambling sites allow you to bet on other hands. In cases where you feel like the banker’s hand has a better chance of winning, you have an option of betting on it. The only thing that matters is which hand has a value closer to nine when the game ends, and that’s the hand that wins.

Do I get the same payout when I bet on the Banker?

Absolutely. However, you will have to pay a very small house commission when you win after betting on the Banker’s hand.